Let us help you
763.200.9410           
Home Page

 

 


Auto Insurance

What is auto insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.


Why do you need auto insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Request a Quote:

 

Add Vehicles:

 

Remove Vehicles: 

 

Add/ Change Drivers:

 

Change/ Remove Drivers: 

 

Request Declaration and Coverages Page -or- Evidence of Insurance:

 

Send Declaration and Coverages Page to Lien Holder:

 

Request ID Card:

Submit a Claim:



Return to Personal Insurance 

Request a Consultation





Refer Referrals
We love referrals! And thank you even more for your continued business.
Policies Customer Service
Self policy service any time of the day, directly from our website.
Newsletter Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
Newsletter Download Our App
Make changes and request quotes while you’re on the go with our mobile website.
Knowledge and Expertise

About Us

We are a niche, independent, market insurance agency dedicated to providing the highest level of protection and service. Through on-going servicing and training of targeted industries, we commit ourselves daily to the idea that it is far better to not just service our client's industry but to specialize in it.

Testimonial
           

"Scott is a fantastic insurance agent! He works hard with customers to not only be competitively priced but to make sure you have the best coverage!"- Angela Anderson

"Thank you SO much, Boulder Ridge Insurance, for going above and beyond to help our company with our bond issue. The service you provide is second to none. We appreciate you dropping everything and meeting us personally to get papers notarized and in our  hands within a matter of hours." - Electrical Lighting Solutions

Marketing Portal

Stay up to date with the latest news, articles and stories related to Boulder Ridge Insurance Brokers, LLC.
Read More Read More Read More
Mailing Address                       Contact Us Connect With Us      


P.O. Box 59

Albertville, MN 55301


           

                       


PH: 763.200.9410
FAX: 763.208.7508


                        

 
A Proud Member of...
Home Get A Quote Customer Service Resources About Us Contact Powered by Insurance Website Builder