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Automotive Worker's Compensation (WC) Program


Boulder Ridge Insurance has created a self insured program for the Automotive / Implement industries in the state of Minnesota that is now available to outside agents. With over ten years experience in these industries, Boulder Ridge Insurance has developed a program that eliminates all of the issues agents commonly run into with traditional worker's compensation (WC) policies. Couple that with some of the most competitive rating in the state and you can be confident that you are providing your client the best product in the market.

Program Highlights:
  • Developed for Auto Dealers, Auto Parts/ Accessories Stores, Repair/ Service Garages, Tire Dealers and Implement Dealers
  • Most competitive rates in the state (premiums are based on losses)
  • Coverage B (Employer's Liability) is through a carrier "A" rated with AM Best.
  • The Program is a part of a Self Insured Fund that has been in existence since 1996
  • Potential for dividends
  • Parts Department Employees can be classed as 8036
  • Estimators/ Service Writers can be classed as 8742
  • Initial three year client commitment- protecting you from other agents
  • Target minimum premium is $25,000 (will consider smaller accounts on a case by case basis)

The Attraction of Self-Insured WC Group Programs: 

  • These programs provide an alternative to traditional insurance- they save money for the employer
  • These programs provide control for the membership- managed by a Board elected by members
  • Self-Insurance allows the profits to be retained by the members
  • Self-Insurance limits the "group" of members to businesses in similar industries operating in Minnesota only
Call us to request additional information on how you can provide this program to your clients.

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We are a niche, independent, market insurance agency dedicated to providing the highest level of protection and service. Through on-going servicing and training of targeted industries, we commit ourselves daily to the idea that it is far better to not just service our client's industry but to specialize in it.

Testimonial
           

"Scott is a fantastic insurance agent! He works hard with customers to not only be competitively priced but to make sure you have the best coverage!"- Angela Anderson

"Thank you SO much, Boulder Ridge Insurance, for going above and beyond to help our company with our bond issue. The service you provide is second to none. We appreciate you dropping everything and meeting us personally to get papers notarized and in our  hands within a matter of hours." - Electrical Lighting Solutions

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P.O. Box 59

Albertville, MN 55301


           

                       


PH: 763.200.9410
FAX: 763.208.7508


                        

 
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